Home Loan in Udaipur

Home Loan
Getting a Home Loan from BCCS Ltd is easy and quick. We offer loans for construction of house, purchase of residential house, expansion of pre-owned residential building, repair, renovation and improvement of existing residential building.

Loan Limit
Loan up to 80% of the purchase consideration / property value / value assessed by District Level Committee Rate, whichever is higher than accordingly providing a loan and maximum loan will be 10 lakhs provide by society.

Documentation Requirement

• Valid address proof, which may be established from the Utility Bill (water bill /electricity bill /telephone bill).
• Valid identity proof, which may be established from the Aadhar ID (i.e. mandatory), PAN card, Election ID, Passport, Drivers License etc.
• Any other documents as mandated by the property owner or applicant like valuation report, search report and property charge report etc.

More Details

• Loan application form duly filled with signature, attached photographs of the applicant.
• Guarantor application form duly signed with a signature, attached photographs of the guarantor.
• One or more guarantors require as per condition and they should be members of BCCS Society.
• Applicant and Guarantor are citizens of Udaipur (Rajasthan) and ideally, both should fall in the age bracket of 18-58 years.
• For Home loan in udaipur , maximum EMI should not be more than 50% of the net income of the applicant after including the proposed loan installment.
• Lasts 2 years Income Tax Returns with computation of income.
• The Original Property Documents are mandatory.

Home Loan Process Fee

• Home loan processing fee applicable as per society rule.
• Inspection charges and file charges for one time basis only at the time of disbursal of loan.
• Charges for valuation report and search report applicable for one time basis only.
• Members - Group Insurance shall be done till loan ends, for which yearly premium shall be paid by the member.